Retirement Trust Scheme
About the Scheme
The scheme is open to all members under age 75 who are either self-employed or in non-pensionable employment. You can make regular or once-off payments, and you have the flexibility to start, stop or resume saving at any time
The scheme is run specifically for Law Society members. Charges are transparent, and low compared to most individual pension arrangements.
- No charges are deducted as contributions go in.
- There is an annual management charge which varies depending on the fund you choose – The annual management charges range from 0.21% to 0.75%
- There are no flat policy fees, commissions or exit charges, as frequently occur in individual pension contracts.
- The ongoing operations of the Scheme are overseen by a Professional Trustee Company (Irish Pensions Trust).
- A committee of Law Society members (the Solicitors Retirement Fund Committee) oversees the Scheme and the Trustee.
- Support is available to all members provided by Mercer, the scheme administrator, including online access to your retirement account.
Booklet and forms
You can find out more about the benefits of joining the scheme by accessing the Member Booklet.
Other useful forms can be downloaded below:
- Retirement Trust Scheme application form
- Retirement Trust Scheme Customer Due Diligence Form
- Retirement Trust Scheme Single Contribution Remittance Form
Contact Mercer
For further details including how to speak with one of our advisors, or how to join the Scheme please contact the JustASK helpline by telephone on 01 411 8505 or at www.JustASKmercer.com.